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Diane Gould, Marilyn Forrester, and William Groff are agents collectively licensed to sell insurance through New York Life and may be licensed with various other independent unaffiliated insurance companies in the states of AK, AL, AZ, CA (Gould CA Insurance Lic# 0B37338; Forrester CA Insurance License #4172942; Groff CA Insurance License #4025707) , CO, CT, DC, DE, FL, GA, IA, IL, IN, KY, MA, MD, ME, MI, MN, MT, NC, NE, NH, NJ, NM, NV, NY, OH, OR, PA, RI, SC, SD, TN, TX, VA, WA, WI, WV, WY. No insurance business may be conducted outside this/these state(s) referenced.

Diane Gould and William Groff are also separately registered as an investment adviser representatives under Eagle Strategies LLC, a Registered Investment Adviser and New York Life company, collectively offering advisory services in the states of AL, AZ, CA, CO, CT, DC, DE, FL, GA, IA, IL, IN, KY, MA, ME, MI, MN, MT, MD, MS, NC, NE, NH, NJ, NY, OH, OR, PA, RI, SC, VA, VT, WA, WI, WV, TX, WY. As such, these services are strictly intended for individuals residing in the states referenced.

Diane Gould, Marilyn Forrester, and William Groff are Registered Representatives of and collectively offer securities products and services through NYLIFE Securities LLC, Member FINRA/SIPC, a licensed insurance agency and New York Life company. In this regard, this communication is strictly intended for individuals residing in the states of AK, AL, AZ, CA, CO, CT, DC, DE, FL, GA, IA, IL, IN, KY, MA, MD, ME, MI, MN, MS, MT, NC, NE, NH, NJ, NM, NV, NY, OH, OR, PA, RI, SC, SD, TN, TX, VA, VT, WA, WI, WV, WY. No offers may be made or accepted from any resident outside the specific states referenced.

Diane Hack Gould is a Member Agent of The Nautilus Group®, a service of New York Life Insurance Company.

Neither D.H. Gould Company nor The Nautilus Group®, Eagle Strategies LLC or its subsidiaries and affiliates provide tax, legal or accounting advice. Please consult your own tax, legal or accounting professional regarding your particular situation.

D.H. Gould Company is independently owned and operated from NYLIFE Securities LLC and its affiliates.